Insurance Product Owner (Innovator) - Worldwide Health, acc. to 34d GewO, German

🌱 Genki — (Japanese) “healthy, energetic, and full of spirit.” That’s us!

🚀 We’re a fast-growing, fully remote startup based in Cologne, Germany. Our mission is to help nomads and world residents stay healthy and live well wherever they go, with great worldwide health insurance.

As our Insurance Innovator at Genki, you will play a key role in developing and improving our insurance products and processes and building high-quality, customer-friendly health insurance products. This full-time role is perfect for someone proactive, independent, and passionate about transforming the insurance industry.

What you’ll do

As our Insurance Innovator, you'll lead and accelerate the development and evolution of Genki’s health insurance products. You'll ensure we meet regulatory standards while creating innovative, user-centered solutions for a worldwide customer base. You’ll report directly to the CEO and work closely with him.

• Develop and continuously improve our health insurance products.
• Lead the design and development of new products (from ideation to launch)
• Stay ahead of industry trends and regulatory shifts to extend Genki’s competitive edge
• Enhance insurance-related processes within the company
• Build and maintain comprehensive documentation and knowledge bases for all our insurance products and processes.
• Coordinate and manage relationships with our insurance partners and service providers.
• Train our team on relevant insurance knowledge to ensure high-quality service.
• Explore opportunities for product or service enhancements, including potential B2B expansion.
• Stay on top of claims, loss ratios, and fraud detection & prevention.
• Ensure we comply with all relevant insurance regulations.

What we’re looking for

• 🧠 Experience developing or managing insurance products, ideally in health insurance
• 💡 Product mindset — You think in customer journeys and MVPs, not just compliance and insurance lingo. You question the status quo rather than repeating history.
• 🛡️ Proven expertise in insurance-related compliance and regulations
• ✅ Solid understanding of German insurance regulation and qualified according to §34d GewO (German Industrial Code)
• 🏠 German residency as required by law to maintain our IHK registration
• 💬 Fluent in German and proficient in English
• 🧳 Bonus: Experience in a digital-first insurer, InsurTech, or startup environment

Skills and attributes

• Proactive and independent, with the ability to manage tasks without detailed oversight
• Customer-first mindset, ensuring simplicity and quality in all customer interactions.
• Excited about innovation and working towards our vision of supporting long-term travelers.
• Empathetic, with a strong understanding of customer needs.
• Quick learner, proficient in using modern digital tools and services.
• Thinks strategically and understands how to interpret data.
• Eager to use ChatGPT for daily support.