Chief Financial & Operating Officer, US

We’re building bunq in the US, and we need a CFOO who can help take us from regulatory readiness to launch, then scale what comes next.

This is not a keep-the-lights-on finance role. You’ll build the financial and operational backbone of a US de novo bank from the ground up, working across finance, product, operations, risk, regulatory reporting, controls, capital, liquidity, and Board-level decision-making.

Your job is to make sure bunq US is safe, sound, scalable, and ready to grow from day one.

Your banking experience matters. We need someone who knows what it takes to prepare a US bank for launch, work with regulators, and build systems that can stand up to OCC and FDIC expectations.

Take ownership

• Lead bunq’s US finance and operations setup from launch readiness through live operations.
• Own capital planning, liquidity planning, regulatory reporting, financial controls, and US GAAP requirements.
• Build a finance and operations model that is scalable, automated, and ready for regulatory scrutiny.
• Translate bunq’s European neobanking model to the US context, identifying opportunities and pursuing them fast.
• Partner with OCC, FDIC, auditors, advisors, vendors, internal teams, and the US Board with clear, accurate, and decisive financial leadership.
• Build the US P&L model, improve unit economics, and help shorten the path to breakeven.
• Design an AI-first operating model that removes manual work, speeds up insight, and strengthens control.
• Build and lead the right finance and operations team as the US business grows.